This is a very tricky situation: Your friend is asking for money—a loan. If you say ‘yes,’ you risk being someone’s ATM. If you say ‘no,’ you might damage your friendship, or lose your friend altogether. Has this friend asked you for a loan before? Has it been paid back? A loan should be in…… Read More

Let’s play the game How to Stay on Budget. Here’s how to play, and a few rules: We have to know the difference between gross and net incomes. Also, the difference among fixed, variable, and discretionary expenses. The objective is to end with a zero balance. Gross income is your pay stub amount. Automatic deductions…… Read More

Today, with economic anxiety at epidemic proportions, we need to take charge of our lives more than ever by developing a frugal mindset. This advice will give you the basics for achieving millionaire status. DO manage your debt live within your means buy strategically consult with experts understand your weaknesses DON’T keep up with the…… Read More