Even if you don’t achieve millionaire/billionaire status, these tips/suggestions can alleviate stressful financial conditions, during favorable and unfavorable economic situations.

Brenda Hendrickson is an award-winning businesswoman, with a background in accounting and tax. Her passion for the frugal (not cheap) lifestyle is a means to financial freedom. Her messages have been heard an seen Fairleigh Dickinson University, Cablevision26, Radio, newspapers, Expert Beacon and Vicinity’s North Jersey Women Magazine.

These frugal suggestions are timeless. Her book applies to different lifetime situations: saving for a home/apartment, sending kids to college, time in retirement, savings in home/apartment utilities and numerous other tips.

Frugal is not being cheap, it’s being wise with your limited resources. Below are a few simple steps for individuals and businesses:

• Know where your money goes – know your leakages
• Analyze whether to buy or lease – home, car, machinery, or equipment
• Learn what is ‘enough’
• Learn when to say ‘no’
• Think green by saving energy, recycle and reuse
• Teach the next generation about being wise with their resources
• ‘Time’ is also a scarce resource – allocate some time to your finances
• All work and no play – develop some ‘time’ for fun, hobbies, or revitalization
• Senior need to plan during pre-retirement for the many years during retirement
• List alternatives: volunteering, part time work, or a hobby.

ENJOY THE REWARDS OF FRUGALISM!

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